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Money

Smart finance moves to support your re-wirement to retirement
Modest vs comfortable living in retirement
Writer Mark Dapin never gave much thought to money, but now he details what life would look like on Australia’s recommended retirement budgets.
The pros and cons of the government’s home equity access scheme
The Home Equity Access Scheme could be a way for you to cost-effectively access the equity in your home. Nicole Pedersen-McKinnon runs the numbers.
Nicole’s super boosters: 7 ways to swell your super fund in a single financial year
With the clock ticking until you happily clock off for good, you don’t want to let any of this bonus retirement wealth go to waste.
Cash poor with a paid off home? How reverse mortgages and the home equity access scheme compare
If you’ve got money locked away in the equity in your home borrowing against it can make a huge difference to your lifestyle. Nicole Pedersen-McKinnon compares two of your options.
Die with zero? I’m on track for that, thanks Bill
Mark Dapin reckons he might as well jump on the Bill Perkins ‘Die with Zero’ bandwagon – he’s heading that way anyway.
How a home reversion scheme can get you an instant lump sum
A home reversion scheme means you get to stay in your home and simultaneously access some of the equity you hold in it… Too good to be true? Nicole Pedersen-McKinnon runs through the pros and cons.
5 things to know about life expectancy to make the most of your money (and time)
Life is a marathon, not a sprint. So how long will your marathon last? That’s the million dollar question, at least for people planning their post-work life retirement finances. Alex Brooks explains what ‘longevity risk’ is, and how you can best determine yours.
11 impressive things you might not know your Seniors Card can do
If your government-issued Seniors Card is growing dust in your wallet, it’s time to dig it out. This far-reaching program can save you money and enrich your life in some very unexpected ways.
Floor the accelerator and pay off your mortgage in the next 7 years
Think paying off your mortgage before you retire is a pipe-dream? It’s more achievable than you think thanks to Nicole Pedersen-McKinnon’s proven strategies.
How to get your finances back on track after the silly season
We’ve all been there – splurging on gifts, food and merriment feels great in December, but now it’s January and those credit card statements are hitting hard.
Want to refinance but over 50? Here’s how you still can
Yes, you can still refinance, or even first-time finance, after 50, says Nicole Pedersen-McKinnon. You just need to be able to show them the money and have a good exit strategy.
101 clever ways to save money and live a richer life
It’s a fallacy that you need to live a life of deprivation in order to save money – and we’ve rounded up 101 ways to prove it.
Talkback: the 52-week money challenge
A challenge is better than a new years resolution - it’s a way to experiment with new habits. Try these money-saving challenges and let us know how you go.
Are you shoring up your wallet for insurance price hikes?
Are you feeling the pinch of skyrocketing insurance premiums?
How much is too much to pay for your home broadband internet?
With home broadband price hikes on the radar this month, how much should you pay to keep your home broadband plan going?
Understanding superannuation and how retirement income works
Have you ever wanted to understand more about retirement income sources and how money works once you officially stop accumulating superannuation? Nicole Pedersen-McKinnon explains the basics of how superannuation income streams work (and how they fit in with the age pension and tax).
17 things you can do right now to save big on your energy bill
‍Do you want to save big on your energy bill? These easy adjustments are small enough to start today, but they'll make a big difference to both your savings and your environmental impact.
Stay out of scams' way: how to avoid being milked
In the wild west, snake oil salesmen would skilfully present a product, espousing wonderful results at an exclusive price just for you.
How to find the right professional financial advisor for you
Time to sort your finances and get professional advice? Here’s how to find the right licensed advisor for you and make sure your finances support your unique wealth, lifestyle and health goals.
5 foundations for financial security (regardless of age)
Like happiness, financial security can sometimes seem elusive: a faraway dream of 'one day’ when income, investments and planning magically align. But there is reassurance in knowing your future is well taken care of. Author and financial advisor Helen Baker explains her 5 foundations of financial security, especially for people who think the dream of financial security is too far away.
How to switch mobile phone providers without the pain
If you’ve been thinking about switching your mobile phone provider, but given up because it’s fiddly or too hard, this guide is for you. It may sound technical or overwhelming, but changing mobile providers - and keeping your existing number - is simpler than you think.
How improving your health can also improve your wealth
The ‘lose weight, get fit’ resolutions you set for yourself could be the key to improving your wealth as well. Consider it a 2-for-1 deal!
Christmas Giving: Menopause Alliance Australia helps women celebrate their second act
Not every charity can say they potentially help a whopping 50% of Australia’s population, but that’s exactly what Menopause Alliance Australia plans to do.
4 ways to spend your dwindling cash that will boost your wellbeing
Spending money and your overall wellbeing are scientifically linked in some very interesting ways...
Why you must have at least one credit card BEFORE age 60... it's absolutely vital
‍Credit card companies won’t leave us alone – until we hit 60! Learn the surprising reason to secure credit before retirement and the wealth-building perks you could miss out on if you don’t.
9 free grocery apps that will save you money at the supermarket
The price of groceries seems to rise every time we step foot in the supermarket. Lucky for us, these free grocery apps offer a way to keep more of your money in your pocket.
All the reasons why being 60 and older is a good thing
Sure, the bod’s a bit creakier and the patience a little thinner, but otherwise turning 60 is a super positive thing. Here are the many reasons to celebrate turning 60 and getting older.By Bron Maxabella
30 ways to hack your Velocity Frequent Flyers points
It’s easy to accelerate your Velocity Frequent Flyer points so you can take to the skies sooner rather than later. In fact, you’re probably already shopping at many of these places anyway…
4 sneaky cyberscams to know about before it’s too late
From fake job ads to romance scams, there is no end to the ways cybercriminals will trick you into stealing your money. Citro explains the sophisticated scams you need to know about so you don’t fall victim.
Why are we being mushrooms: do we believe we won’t get older?
Only 51% of Australians have consulted any source of information to work out how to fund the second half of their lives. Do we believe we won’t get older?
Why you SHOULDN'T pay off your mortgage before you retire
If retirement is less than 10 years away for you, Nicole Pederson-McKinnon has 2 very good reasons why your mortgage shouldn’t be your first priority right now.
The pros and cons of a reverse mortgage: we run the scenarios
Many retirees who’ve paid off their home find themselves asset rich, but cash poor. Is tapping into our home equity through a reverse mortgage a good solution?
Beyond your bank balance: 5 numbers you should know by 50
Most of us can be irrational about our personal finances as retirement fears take over - will you have enough? Fear not: by getting a grip on these 5 numbers you can sort your future in one fell swoop.
How to make extra cash from your car (no Uber driving necessary!)
Forget being an Uber driver, there’s another fantastic way to make extra cash from the four-wheels sitting idle in your driveaway. The best part? No driving required.
4 steps to get on top of your household bills permanently
Bills, bills, bills - they can seem never ending, but with these practical steps you can gain control of your finances to become a budget wrangler extraordinaire.
These expert insights will make buying your next used car a breeze
Expert guidance can make all the difference when you’re buying a used car - whether you’re a first-time buyer or a seasoned pro.
Ditching maths for a bigger equation: superannuation
From being expelled from maths class to (half) understanding superannuation ... it's been a long journey for this writer, who doesn't want to 'retire' but draws down 10% of his super so he can continue working.
Get in the black after a grey divorce
Going through a divorce is financially traumatic at any age but can be especially hard if you planned your retirement income based on the cheaper living costs of being a couple rather than a single. 
Worried about the $1.9m transfer balance cap on super? Try this online tool
If you’re planning your retirement and worried about hitting the $1.9m transfer balance cap, Nicole Pedersen-McKinnon has found a superannuation calculator you might want to play around with to estimate your future retirement income.
How to unlock the benefits of home ownership if you're still renting
More than a quarter of Australians over 50 don’t yet own - or even pay off - their own home. - if you’re one of them then this article is for you.
Subscribing to a car? Yes, it’s a thing and it could save you $$$
Forget traditional ownership, a car subscription is ideal for drivers who value convenience and flexibility. Plus car maintenance becomes someone else’s problem.
Why paying for financial advice can leave you with more in your pocket
Want to get richer? With a little bit of help from a professional, we can all make more from our existing income and retirement plans - around 5% more each year, according to one report.
Reviewed: a new free tool to help you take control of your super
Learn how to take control of your superannuation and check if it’s performing with a secure free online tool from the Australian Government that you can personalise to your age to check you’ll be on track for the retirement you want. It’s best for people with a MySuper fund.
Your $109,385 super opportunity thanks to the 2024 Budget
Think Government Budgets are boring? Well listen up, because if you're still working you have a major opportunity to boost your superannuation and live better when you officially retire if you put your tax cuts and energy rebate to good use.
Helping your kids buy their first home? Read this first
There’s now a good chance your children won’t be able to buy their first home without your financial assistance - here's what you need to know to make sure the help doesn't make family relationships more fraught.
6 ways to pimp your superannuation before the end of the financial year
If you’re not yet retired, you could get a head start on your superannuation admin now to boost your retirement income later on (and save you from last-minute stress). Here’s how to maximise your super benefits before you do your tax return.
The economics of happiness 
Happy people live longer, are healthier and more sociable. But young people are unhappier than ever. AMP Chief Economist Dr Shane Oliver dives in to explain more.
7 household items people will pay to hire from you
Are you a sitting on a gold mine in your garage? Perhaps you have a spare room you can rent out? Citro’s ingenious writer Carolyn Tate has come up with 7 things you can hire out to make extra money.
5 things you need to know to get cut-price dental
Slash your dental expenses with these smart and savvy tips to keep your pearly whites in great shape. With 3 in 10 Australians estimated to have moderate to severe gum disease (which causes tooth loss - eep!) it's important to get your teeth into these 5 tips.
9 creative ways to save on your grocery bills
There really are some clever ways to keep saving on regular purchases like groceries. Try these ideas on for size and see if they suit you.
Where is the Australian housing market headed?
We all know Australian house prices are sky-high, but Dr Shane Oliver untangles the complexity to explore the long term investment returns
The pitfalls and benefits of renting in retirement
More Australians - both young and old - will need to rent a home thanks to Australia's sky-high property prices. For some people, owning a home in one city while renting in a cheaper location to pocket the price difference can make sense. Others will need to weigh up the pitfalls and benefits of each option, particularly if they want to avoid the financial stress of renting, which impacted a quarter of retired renters in 2020.
Personal and general financial advice: what’s the difference?
Understanding the distinction between 'personal financial advice' and 'general financial advice' is worth understanding, especially if you want guidance to set up a financially secure retirement.
12 old-school skills that can make you extra cash
Cash in on your old school DIY skills by setting up an online side hustle. If you can sew a button, assemble IKEA furniture or cook with panache, then you might just have some cash to earn. 
How to decide if you need bushfire insurance
Our wide, brown land does come with its challenges, especially insurance affordability. Here’s what you need to know if you live in a bushfire-prone area and want to stay insured.
7 lasting financial impacts from the COVID pandemic
It’s 4 years since the COVID lockdowns started. Just as a sound can reverberate around a room, the effects of the pandemic continue to reverberate in economies. Putting aside the long-term health impacts this article by Dr Shane Oliver looks at 7 key lasting economic impacts. 
Understand the ‘4% rule’ and why you must drawdown your super
Superannuation nest eggs can be complex and subject to weird rules and regulations, including drawdown rules. Nigel Bowen busts the myths on retirement planning and explains Australia’s drawdown rules.
TTR: the secret superannuation strategy that will maximise your retirement income
Want to work less hours while fattening up your superannuation? Australia's clever superannuation system offers a Transition to Retirement pension - also called TTR - as a way to facilitate semi-retirement and tax saving before you make the leap to complete retirement.
The frustration-free way to bank securely online
The days of bank tellers spending time with customers to withdraw, deposit or pay bills at a local branch are rapidly drawing to an end. Here’s how to embrace online banking on the web and in your bank's app while still getting all the support and help you need to avoid painful time-wasting while also remaining secure.
How to decide if you need flood insurance
Insuring your home against a flood is a cost that can skyrocket, depending on where you live. Here's what to know about getting the right comprehensive insurance for your needs.
The art of cashing in at retirement
There were lots of Australians in the past who relied solely on the Age Pension. There will be lots of Australians in the future who rely exclusively on their super funds. Between those two groups of people, there will be those who need to think hard about how they balance different types of retirement income to support the lifestyle they've become accustomed to. This article is for them.
5 ways to avoid the private health insurance price hikes
Here are 5 fast fixes for the coming 3.03% health insurance prices hikes. Finance educator Nicole Pedersen-McKinnon explains the easy ways the 14.7 million Australians who have private health insurance cover can ease the wallet shock of the price rises, effective from April 1 this year.
21 investment quotes to inspire you to save and grow your wealth
Investing should be like watching paint dry or watching grass grow, says AMP’s chief economist Dr Shane Oliver. He’s collected 21 of his best quotes to inspire people to stick with the long game of investing for future income.
5 ways to stop leaking money (bet you're probably guilty of #1)
It’s rare to find anyone with a watertight budget, but if your day-to-day spending is leaking like a faulty tap it’s time for a wrench.
Calculating retirement - a Citro guide
Financial educator Nicole Pedersen-McKinnon explains what you need to know about 5 popular online retirement calculators - and how to punch the numbers into them wisely.
Oliver’s insights into recession risks, rates and Swiftonomics
AMP’s chief economist Shane Oliver dishes out his best insights on how investment markets and the economy are likely to perform - including his thoughts on Taylor Swift’s potential boost to the Aussie economy.
How much it pays to put off retirement for another 5 years
As Australians reinvent what it means to get older, there's no rush to stop working. Bron Maxabella does the sums to explain just how much more you can have in your pocket if you keep working for 5 years longer (on your terms, of course).
Cracking the annuities code: get retirement income certainty
Annuities are a financial product that have fallen out of favour. An annuity offers a different kind of certainty for people looking for retirement income without riding the wild rollercoaster of share markets or other investments.
4 things to know about risk and retirement income
Risk. Reward. Repeat. That's the secret sauce of how some people create wealth over time, versus those who don't. Alex Brooks helps explain why knowing your risk tolerance is vital, especially if you want to retire one day.
Oliver’s insights into investments, super and housing in 2024
AMP’s chief economist Shane Oliver dishes out his best insights on how investments, property and superannuation are likely to perform in the year ahead. 
Peak pension: a sweet retirement income strategy
There is a counter-intuitive truth to Australia’s retirement income system - people with lower superannuation balances can get higher retirement incomes than those with more money. Huh? It’s true. Alex Brooks explains what Peak Pension is and how it works.
Age Pension 101: terms worth knowing to cash in during retirement
Understand the Age Pension - and its quirky terms and language. Alex Brooks explains.
Don’t be a dinosaur: how to use digital payments securely
Australia is rapidly becoming a cashless society with less than 13% of payments made with cash in 2022. Rosalyn Page explains how the new breed of digital payment technologies work so you can choose what’s right for you (and protect yourself from scams).
Should you pay for your funeral so your family don't have to?
Should you cover your own funeral costs so your family doesn't have to? Margaret McKay explains how to pre-pare or pre-pay for the funeral you truly want.
11 ways to make retirement income last as long as you do
The nagging worry of running out of money in retirement can keep you up at night. With a little planning and foresight, these 11 actionable strategies can ensure your money lasts as long as you do.
Navigating life’s trickier moments with Gathered Here
Citro’s new partner Gathered Here makes all things end-of-life less gloomy by offering simple digital tools and services that make advanced planning, funerals, Wills and probate easy for you and your family.
7 top legal tips to make your Will watertight
Your Will outlines your last wishes and how to distribute your estate and assets to the people you love or the causes you care about. Citro partner Gathered Here’s lawyer Rica Ehlers explains all the top tips to make sure your Will does the right thing by your loved ones.
Direct cremations: the no-fuss funeral option to think about
Depart from the conventional rituals of a sombre funeral and think about the simplicity and efficiency of Australia’s fastest-growing funeral option - a direct cremation. Citro partner Gathered Here explains.
Gas vs electricity: a surprising switch that could save up to $450 a year
Could this be one way to beat rising energy prices? Monash University has estimated switching from gas to electricity could save each Australian household around $450 a year while also accelerating the decarbonisation of Australia's economy. Carolyn Tate dives in to explain - the catch is that it might take some households 10 years to plan the switch.
How to spot an SMS scam before they steal from you
At Tangerine, customer safety and security are top priorities. Citro’s telco partner explains the smart ways to spot whether an SMS is a scam or legitimate, and encourages everyone to report and forward suspicious texts to 7226 (SCAM) to help block them.
5 ways to spot an impersonation scam
These days a call from your utility provider, a text about a parcel or an email from your bank can all be potential traps laid by scammers. Citro’s partner Tangerine explains how to avoid impersonation scams - and what to do if you think you’ve been stung.
8 ways to save your mobile data
Mobile data is as much a part of our lives as our smartphones and devices. It has enabled us to connect, create and communicate like never before. Citro partner Tangerine explains the 8 best ways to minimise your data use (and costs).
8 actions to save big on energy bills
Energy and utility bills have soared so Citro asked Carolyn Tate to uncover 8 simple actions and lifestyle tweaks that can deliver Citro members big savings on energy use so they can pay less to keep the lights on.
7 easy ways to cut mobile phone costs
Amid the ongoing challenge of the escalating cost of living, finding ways to reduce your monthly expenses and save money remains a top priority. Citro partner Tangerine explains how.
Smarter telco and internet
Managing a household budget when cost of living pressures rise means it's ALWAYS time to check out Citro partners. Our new telco partner Tangerine is an Aussie-owned company, who are making home telco setups simple and good value with no lock-in contracts.
3 enriching phases of superannuation: what you should know
In 1992, the Australian Government introduced the compulsory Superannuation Guarantee (SG) to pay a percentage of all workers' wages into a super fund that would be invested and 'preserved' for them until retirement. Margaret McKay explains the 3 phases of superannuation that you need to understand to take advantage of it.
9 no-nonsense tips to invest for future wealth and income
If you have superannuation, you're already a passive investor in shares, bonds or other asset classes. If you want to become an active investor to grow your assets to become a future income stream, then listen up to AMP's head of investment strategy and chief economist Shane Oliver's advice.
Fraudproof online shopping: 4 ways to secure yourself against scams
Interested in all the Black Friday deals available online? So much to buy! So much to save! With the endless choices of purchasing online comes the risk of being fooled, but here's how to stay safe from scams and fraud when online shopping.
9 hacks to lower your mobile phone costs
Are your mobile phone costs creeping too high? Margaret McKay has just investigated how to get hers lower and she shares her hacks with Citro.
8 ways to reduce your internet costs
Can we maximise our connectivity but minimise our internet bills? With broadband costs rising, Carolyn Tate has uncovered 8 savvy ways to reduce your ongoing home internet costs.
Is now the time to go into business for yourself?
Running your own freelance or microbusiness can be a great pathway to retirement, where you earn a few dollars and get to do work on your own terms. Flying Solo’s Suze English explains Hemi Hossain’s advice for starting your own microbusiness.
Fabulously frugal ways to make a budget (without busting your lifestyle)
We all know there is a cost of living crisis out there, but Carolyn Tate has come up with ways to beat rising costs (without turning into a Scrooge). Here is the simple way to budget so you can continue to live well.
Unlock your entitlements: 12 amazing benefits for older Australians
Australia has a raft of benefits lurking within its retirement income and health system, often with confusing eligibility and application processes. Carolyn Tate summarises 12 great support services, concessions and rebates available to many older Australians.
6 awesome cards and concessions older Australians should apply for
From Medicare through to Seniors cards, here are 6 great cards that make living in Australia cheaper and better for older Australians. Sure, some of these cards have eligibility requirements, but take a look at what’s on offer (including Citro’s new card, available to all our members).
How to make a free Will online
Online Wills work for some people but aren’t ideal for everyone. Here’s what you need to know about making a digital Will to make sure you don’t leave a headache behind for your loved ones.
Estate matters: an essential guide to probate
Probate is the name of the legal process through which a person who has passed away's estate is administered according to their legal wishes, usually through their Will. The probate process settles the affairs of the departed and safeguards the rights of beneficiaries and creditors. While probate laws vary from one Australian state or territory to another, there are fundamental steps that are common to most cases, writes Margaret McKay.
Gifts and loans: how to safeguard your relationships
Balancing generosity with sound financial and legal advice matters. It can be hard to see someone you care about struggling financially but gifting or lending money can affect age pension entitlements and your tax position. Whether you have a lot to give or a little, Margaret McKay explains your rights and responsibilities.
Don't die intestate - the perils of passing without a Will
Why make a Will when it might be challenged anyway? Margaret McKay explains the complicated ins and outs of dying without proper legal documents in place like a Will - and why it's worth doing.
Don't sell your home until you understand the downsizer bonus
If you sell a family home that you've lived in for more than 10 years, you can use part of the proceeds to top up a less-than-healthy super balance (without paying any tax in the process). Nigel Bowen explains how this lucrative bonus worth $300,000 per person or $600,000 for a couple works.
6 ways to generate passive income
The allure of passive income lies in its promise of financial freedom and flexibility. This holy grail of financial freedom offers the promise of earning money with minimal effort. Of course at Citro, we know that what's too good to be true usually is. But Carolyn Tate came up with these ideas to get you thinking (and earning).

Health

Transform your wellbeing with health insights grounded in science
Is your poo healthy? A nutritionist breaks it down
Your poo is one of your body's key ways of communicating with you – so don't ignore it! By paying attention you can hopefully prevent any chronic issues from arising.
5 major health changes that happen at 60 and what to do about them
New research reveals that we go through a “burst” of ageing at 60 that increases our risk of several health conditions. But we don’t have to sit back and take it. 
Why grandparents are critical in teaching kids healthy habits
Grandparents now care for around 1 in 5 Aussie kids while their parents work, so it’s more important than ever for them to help establish lifelong healthy habits.‍
How staying hydrated can save your life
Feeling thirsty is the body’s natural defence against dehydration, but as we age, our thirst signals can diminish and put us at risk of severe dehydration - especially on hot days or after exercise.
How to reduce inflammation and slow ageing
As we get older, inflammation in our bodies increases and can lead to chronic illness. But there are 7 simple ways we can stop “inflammageing” in its tracks.
5 ways to get online help with mental health
We all struggle with our mental health sometimes. Here are five digital solutions to help you manage your mental health.
9 signs you need a hearing test (at any age)
Remember: the sooner hearing loss is picked up, the sooner it can be treated.
Your secret weapon against frailty: muscle power
Muscle power begins to decline during our 30s, but it doesn’t have to. Now is the time to take back your power to prevent immobility and frailty.
It's time to say goodbye to frequent UTIs
Getting a UTI is no fun, but if you’re experiencing 3 or more a year, there may be something more going on.
Beyond yuck: the lowdown on getting a colonoscopy
Ready, set, prep! The colonoscopy is a vital screening procedure to prevent colorectal cancer. Sure, it’s not the most pleasant procedure to think about, but it isn’t as bad as you imagine.
Sleep apnoea: why snoring is more than just your partner’s problem
If your partner complains about your snoring, take it seriously. It could be a sign of sleep apnoea, and that’s way more threatening than any poke from your partner.
5 magnesium-rich foods to eat to support heart health
Anyone who loves their coffee - no, really, really loves their coffee - knows how painful the idea of giving it up can be. But do you actually have to?
Good ways to rejuvenate your gut health (yep, including a poo transplant)
Growing evidence points to the role gut health plays in maintaining good overall health… and poo transplants may ironically be key to keeping things nice.
Brain health 101: navigate cognitive change and boost your brain health
Whether it's through diet, exercise, sleep, or staying socially connected, everyday habits play a powerful role in protecting your brain and reducing your risk of cognitive decline.
Gut instinct: how to prevent age-related digestive issues like heartburn
There’s a lot of mystery around the gut and what exactly goes on in there. For the most part… you simply don’t want to know. But here’s what you can do to avoid these common gut-related health conditions as you age.
Wait times and costs for 6 common surgeries  
‍This guide to costs and wait times to access Australia’s 6 most common surgeries for older Australians can help you work out whether it’s worth having treatment in the public system or paying a little more to go private.
5 warning signs of eye disease you shouldn’t ignore
Protect your precious vision by staying ahead of eye disease and have any early symptoms checked sooner rather than later.
Feeling sluggish? 7 ways to increase your energy to get ready for spring
If winter leaves you feeling more fight than fit, it’s time to take steps to boost your energy levels.
How to nurture social connections to feel like you truly belong
‍Nurturing strong social connections is critical for optimal health and wellbeing. While this can feel daunting as you get older, there’s plenty you can do to foster meaningful relationships no matter your age.
Erectile dysfunction: the canary in your trousers
Erectile dysfunction (ED) – sometimes called impotence – affects 2 in 3 men over the age of 45 and becomes more common as you get older. 
The orgasm gap: what it is and how to close it
A new study has found that men still reach orgasm significantly more often than women do. So, what can we do about it? Sabrina Rogers-Anderson investigates.
3 science-backed ways to make habits stick
Changing your habits can feel close to impossible, but that’s probably because everything you’ve been taught about behaviour change is false. Here’s how to make habits stick, according to neuroscience. 
Focus on right now to stay on track to reach your long-term health goals
Use these 3 evidence-based short-term strategies to keep motivated as you strive towards your long-term health goals.
Super-agers: What we can learn from octogenarians who defy cognitive decline
With approximately 7% of the older Australian population demonstrating cognitive abilities similar to people several decades younger, scientists are scrambling to unlock the secrets of these so-called “super-agers”. Here’s what they know.
The smart tech you need if you live with hearing loss
Clever technology can make life with hearing loss not only easier, but also more enjoyable.
How to stay safe from bites and stings this summer‍
There’s nothing worse than waking up covered in bug bites, but fortunately there’s a lot you can do to send pesky insects packing.
Thinking of trying a new diet? 4 questions to ask yourself before you do
If you're determined that this will be the year you'll conquer your weight battle, set yourself up for dieting success by asking these important questions.
Drinking alcohol this festive season? These medicines really don’t mix
Beware: certain medications affect your tolerance for alcohol and drinking may even mean your meds won’t work effectively – or lead to a life-threatening overdose.
Smart ways to stay hydrated in the summer months
Discover simple, clever tricks to beat dehydration and keep your body thriving – beyond the water bottle!
6 ways to reduce loneliness this Christmas – from a psychologist
Feelings of loneliness are amplified for many over Christmas, but it might help to know you’re not alone.
Banishing beer bellies and man boobs
Nutritionist Faye James explains the science-based health and wellbeing advice to help men aged over 50 reclaim their abs (and health and vitality).
Christmas drinks anyone? Why alcohol before bedtime leaves you awake at 3am
A drink or two before bed is a great way to wind down before sleep... isn't it?
4 tips to help your loved one with dementia enjoy the festive season
A safe, welcoming home environment is key to maximising the enjoyment of everyone at Christmas – especially people living with dementia.
How to get over your aversion to exercise and make it a habit
Have you been trying to make friends with exercise for years but somehow you’d still prefer to tackle the ironing pile than break a sweat? No, you’re not alone and yes, you can learn to love it.
Wake up, Australia! We have a blood sugar problem
Rates of diabetes in Australia have risen by 32% over the last 10 years, but fortunately some key lifestyle changes can lower your risk.
5 things you can do to reduce surgery recovery time
Surgery is an undeniably traumatic experience for the body, so fortunately there are things you can do to support your body’s healing process and reduce the risk of complications.
Nootropics: do natural brain boosters actually work?
From capsules to powders to drinks, nootropics seem to be everywhere. But can these so-called “natural brain boosters” really keep cognitive decline at bay?
5 types of exercises for a more satisfying sex life
Not feeling as saucy or limber as you used to be in the bedroom? These exercises can help you get your mojo back.
6 myths about mental health when you're over 50
It’s often said that an old dog can’t learn new tricks… but older humans definitely can! Our brains retain a remarkable ability to adapt and change throughout life, positively affecting mental health after 50.
7 ways to catch up with friends that don’t involve a drink
For the ‘sober curious’, Dry July can be a great way to kick off an alcohol-free lifestyle. But how exactly do people manage to stay social?
Hold that thought: try these simple strategies to improve your memory
Just like you need to exercise your body to keep fit, the more you exercise your brain, the better.
6 simple habits you need to avoid getting sick
Combine a sensible lifestyle with a few daily habits to help reduce your chance of developing ill-health.
Start a micro-habit to nudge your way to better health
A micro-habit is a tiny, almost effortless action that can lead to significant personal improvements in your health. Research shows it’s a great way to trigger a cascade of positive behaviour change.
The body contouring procedures men want most
If your body hang-ups are getting you down, there’s plenty you can do to feel good about yourself again.
A CITRO GUIDE: Mastering menopause
A diet that is rich in anti-inflammatory foods such as fruit, vegetables, pulses, whole grains, olive oil, nuts, seeds, and fish can help counter stress in the body during the perimenopause and menopause.
What you need to know about anaesthetics, age and surgery risks 
As we get older, the risks of surgery and anaesthesia become higher. That means we should all understand our need for surgery and anaesthetics as early as possible - and do our best to look after ourselves.
Is it too late to start botox when you're already over 50?
You swore you’d never get anti-wrinkle injections, but your crow’s feet keep taunting you in the mirror. Have you left it too late?
6 practical ways to combat the social isolation of hearing loss
Don’t let hearing loss keep you at home – amp up your social life with these key strategies to keep the conversation flowing.
Fresh eyes: will Medicare cover your eyelid surgery?
While it’s natural for the skin around our eyes to age, it’s also natural to want to tighten things up if we can. Especially if Medicare is covering most of the cost…
A CITRO GUIDE: Vital health checks for Australians aged 50 to 60
Live your best life for longer by staying up to date with the health checks and vaccinations for Aussies aged 50 to 60 years old.
Maintain brain health with the MIND diet
Keen to beat your grandkids at Scrabble well into old age? The MIND diet has been shown to boost brain health and protect against dementia.
How to advocate for yourself at the doctors
Do you feel like your GP is brushing aside your symptoms and concerns? Find out how to advocate for yourself to get the health care you need and deserve.
Behind the buzz: medicinal cannabis
Is medicinal cannabis a friend or foe? Demand for medicinal cannabis is booming, but experts are divided on its safety and efficacy. What conditions has it been proven to treat, how can you get it and are there risks?
Is intermittent fasting really the fountain of youth? Here's what the science says
From weight loss to longevity, the list of intermittent fasting’s evidence-based benefits keeps growing. And the best part is you don’t have to go hungry! 
7 surprising ways to get a better night's sleep
Sleep is one of those things we don’t really think about until we’re not getting enough. But once you’re exhausted, it can feel like that’s all you think about.
Full-fat dairy products may be healthier than we thought
Cheese lovers, rejoice! The latest evidence suggests that whole dairy isn’t the health risk it’s long been made out to be and it may even improve some health markers.
Need a doctor? Citro’s new partner Instant Consult can help with that
Citro is proud to partner with innovative online healthcare provider Instant Consult. You can quickly see a qualified GP day or night without ever leaving home.
8 best and worst oils for your health
Coconut and canola and olive, oh my! Our guide to the best and worst cooking oils helps you make healthy choices that can keep illness at bay and may even increase your longevity.
Losing weight on new drugs like GLP-1s – why medication alone isn’t enough
Management of chronic conditions like obesity is complex and requires a multifaceted approach, including a need to mitigate the loss of vital fat-free mass.
Control your blood pressure with the DASH diet
The DASH diet isn’t another fad - it’s an evidence-based eating plan that can help prevent and control high blood pressure. With these simple swaps and sample menus, you’ll be on your way to better health within weeks.
8 health conditions that can be mistaken for depression but aren't
Feel exhausted and low? Health conditions that mimic depression are a real thing and you may need to help your GP or doctor understand the full picture when making an accurate diagnosis.
Men's sexual health: removing shame and stigma
A new report has found more than 70% of Australian men feel stigma and reluctance to treat intimate health issues.
A lifetime of health and preventative care from Citro's new partner
Citro is partnering with innovative digital clinics Juniper and Pilot to deliver proactive and preventive healthcare that allows all Australians to age with support and medically backed treatments (while saving the public healthcare purse).
Secure your sensitive health data when using telehealth
In an increasingly online world, health providers must leverage digital technologies to deliver more accessible forms of healthcare — here’s how to keep your sensitive health data safe while using it.
Giving men's health the finger
An enlarged prostate gland is the most common prostate disease in Australia. While debate rages about early detection of prostate cancer - which affects 1 in 6 men over the age of 70 - writer Mark Dapin explains how men can take the finger with good grace.
How to keep teeth for life (and what to do if you can’t)
Did you know that keeping your natural teeth is not only the key to looking younger, but is important for eating, drinking, breathing and speaking. Health writer Paula Goodyer explains how we can keep our teeth for life.
Treating belly fat before it makes you chronically ill
‍Did you know the apple body shape that’s common in post-menopausal women can cause a number of serious health conditions? Here’s how the new wave of metabolic health drugs can not only help you lose belly fat, but prevent these conditions robbing your good health.
Arthritis, inflammation and how to avoid pain
One in 5 Australians over the age of 45 has osteoarthritis. The latest science reveals inflammation causes the pain, not wear and tear on the joints. Paula Goodyer explains the best way to tackle it.
Self-care when you care for others
If you’re the type of selfless carer who puts everyone else’s needs ahead of your own, consider the old saying: 'you can’t pour from an empty cup'. Here's how to avoid the very real problem of burning out while caring for someone you love.
Almond, soy, rice or oat milk - are they better than dairy?
Choosing from the vast array of milks at the supermarket has become more complex than decoding the human genome. From regular cow’s milk to A2 and soy to oat, Sabrina Rogers-Anderson investigates the pros and cons of each type of milk.
How food is engineered to keep us eating
Can’t seem to put down the chip packet or ice cream tub until it’s empty? Spoiler alert: it’s not your fault. Around the world, scientists are busy designing foods that are as addictive as opioids. Sabrina Rogers-Anderson investigates.
A Living Will (and why your advanced care directive matters)
Most of us understand that our last Will and testament distributes our financial assets, but what about a Living Will? Your Living Will should be a clear, well-written health care directive that you can share with your loved ones, doctors and even place on your MyHealth record to ensure you're in full control of your health.
A CITRO GUIDE: 10 lifestyle swaps for longevity
Statistically, we are destined to live longer lifespans than our grandparents. Health writer Paula Goodyer has summarised the latest longevity science into 10 simple ways to put the quality back into the quantity of extra years we will get
Private health insurance literally saved my life after breast cancer
Thinking about dropping private health to save on costs? Read the stats (and personal story) you should know first.
How to nourish your brain to avoid the D-word
Science suggests around 40% of dementia cases could be preventable, with healthier lifestyle habits one reason why rates of dementia are falling in some countries. Paula Goodyer explains what we can all do to maintain our brain.
The surprising benefits of private health insurance for Australians
Private health insurance is a cost that can offer real benefits when you understand what you’re paying for. Citro partner nib explains 12 common benefits of having private health insurance.
Worrying about everything? Try these 4 ideas
Stress and worry is a natural response to uncertainty - plenty of people worry about the future every now and then. But when do natural worries become overwhelming? The Happiness Institute’s Dr Tim Sharp and nib explain what to do so you can prevent your worries turning into a health problem.
Resolving body aches and pains: how to choose between a physio, osteo or chiro
A bad back plagues many Australians at some stage of their lives. Pain is the most common symptom and it can be hard to manage without the help of an allied health professional - but which professional should you choose? Citro partner nib explains the difference between a physiotherapist, osteopath or chiropractor.
The quick heart health check that could extend your life
Coronary heart disease is the single biggest cause of death in Australia, but it’s easy to lower your risk of dying from a heart attack or stroke. Around one in 9 adults aged 75 and older live with coronary heart disease, so Citro partner nib explains the quick heart health check that everyone should do to modify their risk of becoming a statistic.
What to say to a teenager when they tell you they hate their body
The Butterfly Foundation says 1 in 4 teens have significant body image worries. Whether you’re dealing with a child, grandchild or friend, here’s what the foundation’s Manager of Education Services, Helen Bird, says you can do when a teenager hates their body.
Empowering savvier health choices with Citro and nib
Australians are living longer and most of us want our increased lifespan to include full mobility, sparkling cognitive function and enjoyable days with family or friends. Citro’s new partnership with nib will help our members achieve that.
How to stay fit for a fraction of the price
Get finance educator Nicole Pedersen-McKinnon 's roadmap to affordable fitness – she's devised 4 smart ways to claim exercise costs so you can save big $$$ while staying healthy.
8 surprising benefits of your Medicare card
Beyond visits to the GP, Medicare covers a host of lesser-known services ranging from mental health treatment to overseas medical care. Sabrina Rogers-Anderson reveals how to make the most of your little green Medicare card.
Can a diabetes drug called metformin improve the way we age?
From weight loss to heart protection, is there anything the new wave of diabetes medications can’t do? Scientists are studying how one drug called Metformin might even halt cognitive decline and prevent cancer, writes Sabrina Rogers-Anderson.
5 health myths about age busted
Becoming older does NOT inevitably lead to cognitive decline, sickness or frailty. Carolyn Tate investigates the health myths about ageing so you can live your best life (and know when you need to get help from your doctor or healthcare professional).
Vitamins and supplements for winter immunity
During winter, viruses like the flu and the common cold spread more quickly. Cold temperatures also encourage more people to stay indoors — putting them in close contact with potentially sick individuals.
Catching zzz’s with zeal: supplements that support sleep
If you have occasional sleep disturbances, supplements like magnesium or the ayurvedic plant ashwagandha may help your sleep routine. While it's important to consult with your doctor before taking supplements that could interact with other medication, this is the lowdown on supplements known for their potential to promote restful sleep.
Immune health and how the B-team of vitamins support ageing
Our immune system is a complex piece of biological machinery that keeps illness at bay. As we age, our immune function may work less effectively. If we also have a poorer appetite, it can be harder to get all the nutrients we need for good health. This article explains how the B group of vitamins support immune function.
6 things to know about supplementing your nutrition as you get older
Our need for good nutrition amplifies with age, yet the intricate nuances of individual lifestyle and diet often necessitates a closer look. Enter the realm of supplementation — a gateway to unlocking the potential of personalised nutrition.
Activate your inner ally: get your gut microbiome to blossom
Your gut is said to be the second brain, especially now that science has uncovered the links between our gut microbiota and brain, immune and even skin health. Read on to find out more.
Live better with vitality delivered to your door
Australians are in love with supplements and vitamins - especially quality products made in Australia without any nasties. Citro’s new partner Vitable tailors daily vitamin packs to individual needs and delivers it to your door, making vitality cost-efficient, simple and easy.
When you're the oldest person at the gym, here's what you need to know
Here’s how to build confidence and get on track to become your healthiest self. Whether you’re a seasoned fitness enthusiast or stepping into the gym for the first time, these tips will help get you in the door and make your gym sessions as enjoyable as possible.
3 ways to reduce your risk of dementia
Dementia is an intimidating degenerative brain condition. Citro partner nib and Dr Preeya Alexander explain the practical steps we can all take to reduce the risks of dementia.
Dementia and cognitive decline 101
‍Dementia and cognitive decline are not normal parts of ageing, but a disease that demands management and caring. It’s tough for the person diagnosed, but can be tougher on those caring for them. Alex Brooks explains.
How to prevent age-related hearing loss
Becoming deaf as you age is not inevitable. And yes, you can intervene to prevent age-related hearing loss, explains health writer Paula Goodyer.
Decoding female hair loss and thinning
It's not only men who lose their hair or go thin on top - it happens to some women, especially as we get older. Julie Lardner explains the tips, tricks and treatments available to help.
8 habits that slow ageing by up to 6 years
While there's no miraculous anti-ageing elixir just yet, American scientists have announced 8 health measures they say will slow the body's ageing process by as much as 6 years. The findings are based on a study of 6,500 adults and have just been presented at the American Heart Association (AHA) Scientific Sessions conference in Philadelphia.
5 reasons to check your iron levels next time you visit the doctor
Keeping an eye on your iron levels can be your key to preserving emotional wellbeing, energising your life, maintaining cognitive function, safeguarding your cardiovascular health, and fortifying your bones. Here are 5 reasons to keep tabs on your iron levels.
Hello muscles: 10 benefits of strength training
Health writer Paula Goodyer weighs just 52kg and can deadlift 90kg, more than she could 30 years ago. The author of Fit and Firm For Ever had a light bulb moment 6 years ago to invest in staying strong. And science backs her up, as she writes in this article for Citro.
How to retire without jeopardising your health
The first year of retiring from full-time work can be associated with lower life satisfaction and depression as well as physical health problems. Carolyn Tate explores what can go wrong and how to avoid it.

Lifestyle

Inspiring stories to help you connect, organise, entertain and grow
10 actions you should take now to ensure the best possible second act
Make the most of the next chapter by improving your life in areas that really make a difference to health, happiness and financial security.
New year, less stress: start your year off with a cleansing declutter
Got piles of stuff you’ve been meaning to sort through but have a hard time starting? Here are our favourite decluttering tips for 2025.‍
10 of the best true crime podcasts to solve
Whether you're a long-time fan of the genre or just dipping your toe in the water, have a listen to some of our favourite true crime podcasts.
Why a 6-week challenge could be your best decision yet
Taking part in a 6-week challenge might be just the kick-start you need to make lasting changes in all areas of your life.
Grandparenting: When is stepping in, overstepping?
Grandparents have only the best intentions, but sometimes, make executive decisions that prove to be unknowingly controlling.
5 topical skin treatments that actually work
Want to turn back the clock without going under the knife? These 5 evidence-based topical treatments will help treat your skin concerns and restore your glow.
Grow your own microgreens on your kitchen bench
If you have ever been to a fancy cafe or restaurant, you have almost certainly had a dish garnished with 'vegetable confetti'. Also known as microgreens, these delicate, vibrant baby greens burst with flavour and nutrition. The great news is that Sarah Coleman has explained how you can easily grow them at home all year round with minimal space and effort.
12 words for retirement that are, well, better than retirement
We asked Citro’s community for better words to describe retirement, given it is a negative word that means withdrawing or retreating. Here’s what our members say.
Talkback: saying goodbye to Iris Apfel
Iris Apfel blazed a trail to ensure older people could be seen as design and fashion icons, but she has sadly passed away at the age of 102.
Would you pay a fee to keep using cash?
With just 13% of Australians using cash to transact, could there come a time when people are charged a fee to use bank notes and coins to make payments?
Talkback: Which songs sing summer to you?
Music has a magical ability to etch memories into our minds. Share the songs or artists that instantly say summer to you.
Term deposit interest rates are on the rise - are they smarter than savings accounts?
Term deposits allow you to earn more interest on your idle cash. Alex Brooks asks if term deposits are a smarter alternative to savings accounts ...
Talkback: what date should your Christmas tree be up?
When is it Christmas o'clock at your house? Alex Brooks dives into the traditional - and not-so-traditional - rules around putting up your tree this Christmas.
Talkback: celebrating older women on magazine covers
Magazines used to be notorious for obsessing over youth, perpetuating the myth that beauty fades with age. Tell us what you think of these new covers hitting newstands around the world.
Talkback: Should superannuation be spent or saved for a rainy day?
The Treasury has released a report that says too many of us don't understand superannuation, and try to save it rather than spend it. What do you think?
Do you hate the word retired? Dame Judi Dench does
We all have words that rile us up - for 89-year-old Dame Judi Dench, it's the word 'retirement'. Is there a better way to describe it?
Can you believe Perfect Match's double entendres?
Perfect Match was a TV dating show that used to air at 5.30pm during the 1980s. In 1987 the show brought in fresh-faced Cameron Daddo as host to spice things up - and, boy, did they make things spicy for a 5.30pm family viewing timeslot! Share your thoughts in the comments below.
What were the best things about the 1980s?
So much about the 1980s was great, but so much rightly deserved to be cancelled and never seen again.
Will AI make it better or worse to get older?
Artificial Intelligence brings so many benefits - but could it also entrench ageism, as Monash University researchers warn?
10 reality TV shows that aren’t just for millennials
It’s not all bimbos, brawn and boobs – some reality TV shows are actually gripping viewing for an older audience, too. Stream one of these and see for yourself.
20 movies that celebrate ageing
Don't miss these movies that roll their eyes at tired clichés about ageing and instead portray growing older as the awesome advantage that it is.
Destination Seniors Card
A gold candle - and a gold card - can make a birthday sparkle, or not. Writer Mark Dapin travelled to Vanuatu for his 60th birthday, the age many Australians can receive a Seniors Card.
Business and first class: waste or wonderful?
Citro columnist Mark Dapin explains his creeping love of first class travel, perving on caravan parking and the need for bigger bathrooms when he travels these days.
Facial recognition technology: a Citro explainer
Facial recognition technology is the new PIN number – it can open our smartphones and secures our banking apps. Rosalyn Page explains how the technology works and how governments use it in policing and security.
Encore diaries: from lawyer to inventor, meet Amanda Lintott
Citro takes a look at the career reinventions people make after the age of 50, when encore careers beckon and call to us.
Donating your body to science and other altruistic acts
Do you want to change a life — or perhaps many lives — with a final act of generosity? Margaret McKay explains why you might want to consider donating your body to science rather than burying or burning your remains?
Awesome ways to skip the bottle shop queues
Looking to elevate your wine game without breaking the bank? Read Drinks Digest founder Alana House's recommendations on how to uncork the world of value wines available online. She reveals the hidden truths about those $7 bottles of wine and the magic of finding quality wines that won't disappoint your palate.
Bridge: why it's more than a game of cards
The game of bridge can be more addictive than poker machines, according to its devotees. And whether you call the game whist, contract bridge, auction bridge or just plain ol' vanilla bridge, there's an active world of clubs, conferences, competitions and friendship to be found, according to Margaret McKay.
Australia's terroir: what every sip of wine tells you about our country
Terroir is a French term that describes taste and flavour imparted to a wine by the environment it’s produced in. Here’s a Citro guide to everything you need to know to speak confidently about terroir and our diverse wine regions.
Australia's Oppenheimer moment: blowing up our outback
From nuclear bombs to scandalous crimes, Forgotten Australia podcaster Michael Adams explains the bizarre twists and turns of what happened in Australia's past from October 9 to 15, including the strangest Long Bay Gaol escape ever.
Royal ripples: the King's abdication drama
On December 11 in 1936, King Edward VIII gave up the throne so he could marry the divorced woman he loved, a thin tall American socialite named Wallis Simpson. While the American public campaigned for Simpson to become Queen, the Australian media kept their coverage reverent and respectful of the royal family.
10 ways to spark curiosity to reignite joy
Staying curious and open will uplift your mood - the bonus is that it’s good for your brain and cognitive health.
3 ways to help you outsmart regret
Regret is a negative emotion about wishing things had been different. Here's how to put it into perspective and reframe the way you look backwards to go forward according to your own values and purpose.
14 unconventional dates to try in your city
Tired of the same old dinner-and-a-movie date night? In this article, Citro explores unique activities to connect with your beloved partner, or even just some good friends. Whether you’re learning a new skill, or exploring a lesser-known spot, these ideas allow you to get closer together while having the time of your lives.
Matching great food to the right wine
Have you ever wondered how to match wine with food? Or why people go for white wine with fish and red wine with beef? Naked Wines and Mark Pollard explain.
A killer guide to hosting a murder mystery dinner party
Entertaining need not be all about the food, wine and great company - it can also become a suspenseful evening of whodunnit if you follow this Naked Wines guide to hosting your own murder mystery dinner party.
Lost Australian history November 6
Forgotten Australia podcaster Michael Adams details the books, bookies and gambles that made Australian history.
How to age-proof your resume to nab that job
Do you need to tighten up your resume to snare the right job? Today's digital job boards and fast-paced recruiting means hiring managers spend less than 10 seconds screening out resumes and rarely give any feedback about why. Here are 9 tips to help your resume get past the gatekeepers so you can get an interview and keep thriving in the workplace.
The basics of backing up your smartphone
Imagine this: All your photos, videos, phone numbers and notes—vanished. Scary, right? Not if you've hit 'backup'. Here’s how to make sure your phone is sorted to save your precious memories.
Embracing the grey
Whether you call it salt and pepper, silver, pewter or charcoal, grey hair happens to all of us. Of course some people go grey in their 20s while others don’t see the first sign of silver until they are over 50. Plenty choose to cover up grey by colouring their hair, but a new round of female celebrities are urging us to stop the bother. Bron Maxabella explains ...
9 fun home entertaining ideas that aren't a barbecue
What Aussie doesn’t love a good barbie? Sometimes home entertaining needs more spice, more sauce or a dash of creativity. Why not try these inspired ideas from Carolyn Tate next time you have a gathering of family or friends.
Beyond she and he: navigating gender identities and sexuality
Not that long ago, we only used words like ‘heterosexual’ and ‘homosexual’ to describe sexual identity. Today, same-sex marriage is legal and there’s literally a rainbow of words to learn and understand.
Rekindling lost connections: how to find old friends
‍The digital age means it’s never been easier to reach out and reconnect with the people who have left a mark on our lives. Here’s how to reconnect and find old buddies.
No more missed moments: 6 ways to digitally connect with the grandkids
Keep the connection and bond with your grandchildren with these savvy - and simple - ideas from Margaret McKay to forge digital intimacy (especially if you live far away).
6 ageist cliches we'll happily embrace
Ageism might bring to mind negative stereotypes about growing older, but what if we focused on the brighter side of the coin? Let's explore the ageist cliches that are surprisingly positive and celebrate the unique qualities and experiences that come with the passage of time, writes Carolyn Tate.
10 smart tech devices to help ageing parents stay independent
New technology like sensors, connected appliances and even smart watches can help people overcome mobility and health issues to stay at home and live independently for longer.
From hydration to hazards: 6 must-try home hacks
‍The internet is full of so many hacks and shortcuts. Clean your toilets with denture tablets! Make your sink sparkle with vinegar! We’ve rounded up some low effort tips that can make a big impact on your everyday living.
Make your life instantly easier with these subscriptions
If you thought subscriptions were only for magazines and television, you’re in for a treat… actually, treats are just one of the clever things you can subscribe to.
Fun ways to care for a pet without the hefty price tag
Here are the perfect workarounds for those of us who love animals but can’t commit to the permanency of being a pet owner.
9 must-know tips for safer driving in the wet
While it’s never ideal, driving in wet weather can be made safer with a big helping of know-how and perhaps a little dose of not-now.
8 sneaky hacks for stress-free parties (your secret's safe with us)
These breezy strategies will make you look like an effortless host with little effort required.
Ties that bind: when loving someone turns you into their carer
If you’re feeling the weight of caring for a parent, partner or friend, these are the best resources to access professional help and take some of the load off your plate.
9 pawsitive tips for downsizing with pets
When it's time to downsize your living space, here are all the tips you need to bring your furry friends along or even adopt a new pet once you're settled in.
7 ways to spoil your best friend this winter
If you’re feeling the cold, so are your furry friends! Keep them warm, cosy and healthy this winter with these tips.
12 checks to ensure your home is a great place to grow old in
Home design will become increasingly important as our population ages and residential aged care shortages remain in crisis. This handy guide will let you know if your home – or your parents’ – will be a suitable place to stay.
Why leave home? Get everything you need delivered to your door
From haircuts to chefs to bog rolls, these days you can arrange to have anything you need turn up at your door. Even a six-pack…
How to conquer loneliness (without technology)
Loneliness impacts both younger and older people, with Healthdirect saying it can lead to physical and mental symptoms that affect our health. Here are some ideas to help you connect in person with others.
The hidden stress of retirement: tips to adjust to your new ‘relaxed’ life
As retirement approaches, most of us eagerly anticipate this next chapter, but it's natural to feel apprehensive about what lies ahead. Here’s how to ease retirement stress and put your worries to rest.
Dating app inspo: 2 couples who said ‘I do’ after swiping right
It’s not just Gen Z and Millennials looking for love online – plenty of older people are on the apps too. And, guess what, for some it’s the best thing they ever did.
Our favourite podcasts to pair with your morning coffee
Listening to a podcast is the ideal way to kick back and ease into the day. Whether you want to expand your general knowledge, learn about current affairs or just have a laugh, we’ve found a few you’ll love.
Should your senior parents still be driving?  
Are your older parents still safe on the road? Ask them these 6 questions to help them assess their driving suitability.
Gut-friendly baked oats with peaches
Get your morning off to a tummy-friendly start with a hearty oat breakfast. It will power you right through until lunch.
Think sharehouses are just for young people? Think again!
We asked 3 people how they came to have flatmates later in life. It turns out that sharehouse living offers the perfect blend of companionship, affordability and flexibility.
10 of the best apps to help you learn a new skill
Taking on a new skill challenge has never been easier thanks to our smartphones. If you’ve got something you want to learn, there’s an app for that!
Grandparenting without friction: 5 tips to nurture your relationship without overstepping
‍Grandparenting is one of the sweetest parts about getting older. Here’s how to offer your priceless wisdom without overstepping.
9 low-cost ways to meet a new love (or make a new friend)
Get sparks flying without your funds flying away too. These budget date ideas will expand your world without shrinking your wallet.
What happens to a man's sex drive after 50?
The healthier you are in later life, the more likely you are to be having frequent sex too. Here’s how to increase your odds of staying sexually active, whatever your age.
How a hobby can improve your mental health
‍Not only can your hobbies make you a more interesting, well-rounded person, they can actually do wonders for your mental health. Sign us up!
Kinkeeping: how to keep families connected
You’ve heard about all the unpaid domestic labour women do, but what about the countless hours they dedicate to maintaining close family ties? It’s called kinkeeping and it’s been getting a lot of attention.
Is a retirement village right for you? 7 questions to ask yourself
If you’re ready to move it’s hard to overlook the luxury amenities and built-in community available at modern retirement villages. Just do your homework to make sure it will suit you for years to come.
Community gardens: growing food and friendships 
Few things are more satisfying than watching a seed you plant grow and change to become food you can enjoy. Sharing this food with new friends you have made in your neighbourhood at a community garden is even better.
Low-carb breakfast pizza recipe
Lets, be honest, this low-carb breakfast pizza can be enjoyed any time of day. Follow this recipe exactly or try it with your own favourite toppings.
Quick and easy mug omelette
This healthy snack or breakfast ticks all the boxes: gluten free, low carb, vegetarian and full of protein. Yes please!
5 ways Glenn McGrath gets more out of life after 50
Citro ambassador Glenn McGrath was trained to be ‘unbreakable’ in his cricket days, but these days he trains his body for other reasons.
What ‘retirement’ really means to Glenn McGrath
54-year-old Citro ambassador Glenn McGrath talks retirement, embracing change and finding your purpose.
10 gifts to buy your parents (who say they already have everything they need)
‍Take the stress out of your Christmas with our sack full of goodies for the hard-to-buy-for. Like your much-loved parents…
10 gifts to buy for your husband (who is easy to love but super hard to buy presents for)
He might be the person you know best in the world, but that still doesn’t make buying your fella a Christmas gift easy… until now.
10 gifts to buy for a teenage boy (who thinks a grunt passes for thank you)
‍We’re making it easier to tick off your Christmas gift list this year – even for the tricky-to-buy-for. Like enigmatic teenage boys...
10 gifts to buy for a tween girl (who’s fussy about everything except the state of her room)
Have you ever dared to disappoint a tween girl? The looks they can give would turn you to stone! Finding the perfect gift for a young girl can be tricky, especially if they have particular tastes. If only she cared so deeply about how messy her bedroom is!
10 gifts to buy for a toddler who runs rings around everyone (especially their parents)
There’s no-one more fun to buy a Christmas gift for than an excited toddler. The trick is finding something both child and parents will love…
10 gifts to buy for your wife (who really doesn’t want another candle)
She’s the twinkling star in your life, so treating her to something special at Christmas is top of your Santa list. These gifts will help keep you off her naughty list for one more year…
10 extra-special gifts to send by mail to show someone you care
‍If you’re stumped for gift ideas, here’s the most thoughtful presents to send from the comfort of your home – no shopping centre visits required. Better yet, all of these gifts can be sent directly to your recipient.
10 gifts to buy for your best mate (who asks for nothing and knows everything)
Buying a Christmas gift for a mate is a lot of fun, especially if they’re not expecting anything. Here’s our round up of presents to treat your favourite with.
10 gifts to buy for a teenage girl (who hates everything except selfies)
You either love buying gifts for teenage girls or you loathe it – there is no in-between. Personally, we completely love it and we’ve found plenty to make her smile this year.
10 gifts to buy for a tween boy (who lives for video games and trouble)
There’s no-one more fun to buy a Christmas gift for than an excited toddler. The trick is finding something both child and parents will love…
10 gifts to buy for your support crew (who help you out all year long)
Need to thank your postie, cleaner, physio, hairdresser, dog sitter, accountant… this year? Here’s our round-up of the best gifts under $50 so you can spread the festive cheer far and wide.
Help feed the nation while you feed your soul at OzHarvest’s ‘Unite to Feed Australia LIVE’
Join OzHarvest in Sydney on 7 November for a one-of-a-kind fundraising event featuring some of Australia’s most loved artists. 
10 tips to make your new son- or daughter-in-law feel like family
A good relationship with your child’s partner is so important for overall family harmony. These tips will help new family members feel welcome and cherished.
Bring a plate! What to take to Christmas lunch that looks impressive (but won’t break the bank)
Putting on a good spread at Christmas doesn't have to cost a fortune as these expert tips from the team at the University of Queenland reveal.
Why we feel like Christmas comes around more quickly each year
It's beginning to feel a lot like Christmas... again. While technically the gap between each Christmas is exactly the same as it always was, for many explainable reasons your brain doesn't see it that way.
How to declutter and rightsize without stress
Our housing requirements change throughout our lives. Decluttering gives everyone a chance to cultivate a deeper connection with their living environment. Carolyn Tate finds the bonus of rightsizing our belongings to our living space isn't just a tidier home but also a sense of wellbeing and improved mental health.
One and done: make a single New Year's resolution you’ll actually keep
Forget long lists of half-baked promises you know you can’t keep. This year, pick one goal and use our science-backed advice to achieve it.
Love a laugh? Get these 8 funny podcasts in your ears 
If you need a funny podcast to brighten your day, here’s a few of our favourites to add to your playlist. 
Christmas Giving: ReLove spreads joy and hope, all year round
ReLove gives second chances to both furniture and people, making every home a sanctuary – and every item a symbol of support.
Christmas can be hazardous for pets – here’s what to look out for
At this busy time of year it can be too easy to overlook the needs of our smallest family members. Here's what to do to keep your pet safe and comfy during the festivities.
How to deal with holiday stress, Danish-style
How to balance the festive season so you feel fulfilled instead of frazzled? Try these cultural cues from the Danes.
2024 Citro ultimate gift guide: online gifts for everyone you love‍
This time of year it’s all rush, rush, rush – but don’t leave your gift shopping until the last minute. Not when we’ve rounded up all the best presents and you can shop from the comfort of home.
Meet one of Australia’s oldest personal trainers
You can’t underestimate older people,” says 78-year-old personal trainer John Cook. As he well knows!
How to make gravy, according to chemistry experts
In honour of 'Gravy Day', Senior Lecturer in Chemistry Nathan Kilah talks us through the science of making the richest, tastiest gravy possible. This year, we're going to nail it!
Want to save $2500 a year? Stop binning perfectly good food
You could be throwing away thousands of dollars if you chuck out food as soon as it reaches the “best before” date, or regularly bin leftovers because you don’t know how long they’ve been there. Get to know the use-by, best-before and shelf-life rules to save big.

Travel

Explore Australia and the world with budget hacks and out-of-the-box ideas
What’s retirement like in the Philippines?
If retiring overseas is on your radar, make sure you zoom in on the Philippines. It ticks all the retirement boxes and then some.
How to holiday solo (and enjoy every minute)
Profound adventures might just await if you embrace the simplicity of solitude on your next journey.
10 great Australian golf destinations you need to hit
Whether you play a little or a lot, you won’t want to miss a round at any and all of these spectacular destination golf courses.
Back o’ Bourke and beyond
Embark on a breathtaking journey through the heart of Australia, from the historic mining town of Broken Hill to the outback oasis of Longreach, exploring iconic landscapes and rich cultural heritage along the way. Prepare to be inspired and captivated by the beauty and history of this remarkable region alongside writer Margaret McKay, and then start planning a trip of your own.
Australia's amazing natural wonders that must be seen to be believed
Australia's beauty and magic comes alive in ways you've never imagined. 
Don't forget your best friend: Australia's best dog-friendly campsites
Camping is a brilliant way to get away from it all, relax, and strip life back to its simple moments. If you have a furry, four-legged best friend, then you might want to put these campground destinations on your must-visit list.
11 of the best stargazing spots to visit in Australia
Discover Australia's best stargazing locations, from Mudgee Observatory in New South Wales to Uluru in the Northern Territory. Whether you're an expert or a novice, these spots offer incredible celestial sights. Australia's wide-open spaces and minimal light pollution allow and array of ideal destinations for stargazing enthusiasts, so get inspired and start planning your next stargazing holiday.
Into the wild: road tripping through America's national parks
Citro writer Margaret McKay travelled across north-western America’s national parks in a rented car to take in the majestic canyons of Zion National Park, surreal landscapes of Bryce Canyon and Yellowstone and beyond, encountering wildlife, jewels and ancient dwellings.
22 amazing things to do in Vietnam
Vietnam is just 8 to 12 hours flying time from Australia and offers rich experiences you can’t get anywhere else. Here are 22 amazing things to do if you’re lucky enough to travel there.
6 survival tips for travelling with grown-up kids
Would a holiday with your adult children be fab family fun in the sun, or a bickering getaway where all you want to do it get away? Here’s how to avoid the latter…
Bass Strait's Flinders Island, the forgotten land bridge to the mainland
In the whipping winds of Bass Strait, just 54km from Tasmania's northeast tip lies Flinders Island, a natural paradise of stunning seas, rocks, beaches and coves. Andrew Bain explains why the island is a must-visit (especially for adventure-seekers).
Wild coast, crays, a calcified forest and other King Island treats
Most of us know King Island for its delicious cheese and beef, but adventurer Andrew Bain explains to Citro why this rugged island nestled in the tempestuous embrace of Bass Strait offers so much more for travellers.
Untamed Abruzzo: where Italy’s wolves, bears, castles and beautiful villages await
Abruzzo’s breathtaking mountains are home to Italy’s amazing wildlife, historic castles and gorgeous villages that have a charm beyond the Italian cliches of Venice or ancient Rome. Andrew Bain explains.
Travel to the glittering outback for gems (including opals)
Margaret McKay has journeyed into the fiery desert heart of Australia, where the sunsets blaze like the opals that are mined in some of the quirkiest bush towns you’ll find. Discover the captivating tales of opal mining.
Travel back in time to historic Carcoar
Historic Carcoar is where actor Rebel Wilson is currently shooting her new movie. Podcaster and writer Michael Adams takes a trip to the historic town to give Citro readers the rundown.
Timor Leste: Where legends and hearts converge for a cause
Julia Zaetta travelled to Timor Leste to volunteer with Father Chris Riley's Youth Off The Streets Overseas Relief Fund. The Island nation - and the kids - stole her heart. She shares her trip with Citro.
The stars of 'travel guides' open up about travelling after 50
Kevin Moloney and Janetta Stones, the dynamic stars of Travel Guides on Channel 9, have become famous for discovering the world's hidden gems and sharing their unforgettable escapades with us all.In this exclusive interview, we step into their world as they generously share their most coveted travel hacks, reveal invaluable tips for travelers after 50, and grant us a glimpse into their awe-inspiring adventures.
The art of minimalist travel
In a world where travel often conjures images of bustling airports, overstuffed suitcases, and jam-packed itineraries, taking a minimalist approach to travel can transform your journey.Citro outlines this easy paradigm shift to help make travel more effortless and wonderful. It will not only change your packing technique but possibly also your sense of wellbeing and enjoyment.
How to spend less on a cruise than you would at home
Think a cruise is too expensive? Not when you know all the hip-pocket hacks seasoned sailors use to save money while they cruise.
Spida's top 5 fishing spots in Australia
Whether it's chasing barra or reeling in red snapper, there are plenty of picturesque places across Australia to fish. Great Australian Doorstep host Peter Everitt and his wife Sheree share their top 5 fishing spots with Citro.
Flying soon? Safeguard your health in the air
If you're the person who feels sick before you board your flight, read this to determine what's right for you and other passengers on board.
Need to recharge? 7 great Aussie health and wellness retreats
Relax, rejuvenate, repeat: here’s how to find some great Australian destinations to breathe and revitalise.
Risky skiplagging: the grey area of travel the airlines hate
A controversial practice known as 'skiplagging' has become a sly travel hack to nab cheaper airfares. It's a risky move that Citro explains.
Re-imagining Alaska: A journey from Australia to an unknown frontier
Traverse the wild and captivating frontiers of Alaska with Australian writer Margaret McKay as she takes in a tapestry of stunning landscapes and captivating wildlife and dog sled encounters.Margaret has taken a cruise and glass-roofed train through Alaska and shows us her dream itinerary which includes glaciers, historic mushing towns and unique buildings made of driftwood.
Housesitting: the ultimate hack for budget travel
In this article, Citro explains how housesitting works, the best way to get started, and common pitfalls to look out for.
Hobart unmasked: the hidden treasures of Tasmania's southern capital
Imagine a getaway so captivating that it leaves you daydreaming about relocating to the very place you just visited. That's precisely the kind of spellbinding experience Hobart, Tasmania, cast upon Alana House during her 4-night escape to the Tasmanian capital city.
Forget the wineglass, Tasmania has other stunning beaches worth a visit
While Tasmania isn't known for its sunny beach weather, it is well-known for its natural beauty and rugged coastline. Adventurer - and Tassie local - Andrew Bain - explores the other beaches tourists should take in when they visit the Apple Isle.
Discovering the magic of the Pacific islands by sea
There's something truly special about the Pacific Islands, a certain magic that can't be found anywhere else in the world. From the breathtaking landscapes of Fiji and Vanuatu to the vibrant cultures of Samoa and Tonga, these islands are a must-see for any traveller looking to add some adventure and relaxation to their bucket list.
Cruising Canada’s Klondike in a motorhome
Former AFL player and radio and TV presenter Peter "Spida" Everitt shares his Klondike travel diary with Citro. Spida and his family explored Canada’s sprawling wilderness and wildlife in a motorhome (also called an RV - or recreational vehicle).
Craft your travel dreams with Citro partner Designer Journeys
Do you have a dream travel destination in mind, but fear it’s too hard to book, plan or navigate your way around on your own when you get there? Enter Designer Journeys, Citro’s travel partner to help you make your best (travel) years even better.
Be free to enjoy travel with Citro’s new partner
If you leave home to travel domestically or internationally, then it’s a good idea to consider getting travel insurance. Citro’s new partner Freely not only offers COVID-19 cover, but also covers older Australians with a 15% cashback offer for our members.
5 enriching ideas to think about before you travel again
Whether you prefer luxe cruising or basic camping, there's no denying that travel frees the mind and spirit.
10 of Australia's best birdwatching spots
From the tropical paradises of the Daintree to the rugged beauty of the Blue Mountains, Australia's birdwatching destinations are as diverse as the feathered species they nurture. Carolyn Tate explores a mosaic of avian wonders.
Australia’s 10 best food and wine festivals
Unleash your inner epicurean and plan your travel around Australia based on some of our best food and wine festivals.
Why a repositioning cruise could be just the ticket
One in 4 of us want to book a cruise this year and there’s a new type of cruise to look out for - a ‘repositioning cruise’. It's a budget-friendly option that's big on luxury.
What to expect on a cruise to nowhere (that was also a comedy cruise)
When writer Alana House booked herself a comedy cruise to nowhere, she got more than a few laughs and surprises. This experienced cruising traveller explains the weird and wonderful things that can happen at sea.
Camping comfort essentials
There's something magical about camping – the sense of adventure, the simplicity of life, and the beauty of nature. However, adding a few comfort essentials to your camping gear can make your trip even more special, explains Carolyn Tate.
6 expert vet tips for travelling with your dog
Dog owners know that our four-legged friends are more than mere passengers on a road trip - they're happy tourists, willing photo subjects and instant conversation starters. Dr Katrina Warren explains how to take your best friend on a road trip.‍
9 totally weird Aussie events to see for something different
These weird and wonderful events are a bit of fun and will leave you with plenty of stories to tell.
Your must-have caravan-buying checklist: what you need and what you don't 
When buying a caravan, it’s easy to be enticed by slick marketing pushing all the bells and whistles. Here’s how to decipher what you actually need.
Your ultimate guide to getting clothes tailored in Vietnam
If you have trouble finding clothes that suit your style or fit properly, getting custom garments made in Vietnam could be a great solution. Here’s how to get the best out of your tailoring experience.
He said, she said: Was cruising Croatia a dream voyage for both husband and wife?
With low expectations and even lower energy reserves, Leonie and Andrew boarded a cruise around the Croatian coast – which turned out to be one of the unexpected highlights of their lives.
How to plan an affordable beach holiday on any budget
You desperately need a break and the beach is beckoning but your budget says no way – or does it? 
A taste of the Hunter Valley
Fancy a weekend of wine tastings, gorgeous rolling vineyards, and out-of-this-world eats? Look no further than NSW’s Hunter Valley.
He said, she said: Did both husband and wife enjoy a blistering trip to Türkiye? 
‍A stunning, rich well of ANZAC history, hot air balloons, underground cave systems and more.
Baltic bliss: cruising through Northern Europe's coastal gems
Voyage through the Baltic sea where every port of call takes you into Northern Europe’s fascinating history.
Challenge accepted: Australia’s best adventure holidays
Looking to level up your next holiday with a shot of adrenalin? From tackling Australia's tallest mountain to swimming alongside ocean giants, these experiences will have you earning your downtime in a most thrilling way.
Our favourite rail trails to hike or cycle around Australia
If you love a bit of exploring, you’re probably already familiar with Australia’s great network of rail trails. If not, this is the sign you’ve been waiting for to choose your first adventure.‍
Incredible reasons to visit Rottnest Island (apart from quokka selfies)
Pristine turquoise beaches, endless beautiful walks, adorable quokka companions and delicious dining: find all this and more to enjoy on Western Australia’s Rottnest Island.
How to work from roam and travel while you earn
It sounds like a dream come true, right? Continuing to earn and contribute to your super while you live a life of travel and adventure. Alex Brooks explains how two couples manage it.
Yes cheese! Don’t miss this cheese-lover’s tour of Australia 
When delicious cheese is on the line why not go directly to the source? Take your pick of the best cheese hotspots around Australia.
Anyone who thinks cruising is boring has never been on a cruise
Is cruising for everyone? Maybe not. But, I can assure you it’s not all relaxing on the deck with a book (although that’s always welcome, too).
He said, she said: Was a first-time holiday to Japan a hit for both husband and wife?
He was super keen to go, she was ‘interested enough’… So did Japan turn on a great holiday for both our travellers?
Chaos, colour and cows: what it's really like to travel to India for the first time
When Leonie Jarrett travelled to India for the first time she was overwhelmed in the best possible way.
10 of the best distilleries to visit around Australia
Australia has a range of craft distilleries brewing everything from ginger beer through to whisky and gin and it’s worth getting hands-on to understand the craft behind your favourite tipple.
9 of east coast Australia’s best retro motels to visit
Take a getaway into Australia’s past and tour the east coast’s must-visit vintage motels.
I gave my husband a Ferrari for his birthday
If you’ve ever dreamed of gunning it in a cherry red Ferrari at an eye-watering 320 km per hour in the birthplace of Ferrari itself, this one’s for you.
10 lessons from 10 years of travelling alone as a woman
Travelling solo can be daunting, but as Nirvana Bhandary discovered, it’s also the most freeing thing you’ll ever do.
He said, she said: Was visiting Antarctica cool for both husband and wife?
What’s a trip to Antarctica really like? We asked Andrew and Leonie to each tell us about their recent experience.
9 tips for travelling with an existing medical condition
With the right planning and precautions, managing a chronic condition needn’t clip your wings. Here’s how to keep travelling for as long as you want.
7 spectacular island holidays where you won’t need a passport
Want to travel to beautiful places without jet lag or passport hassles? Bookmark one of Australia’s many beautiful islands for your next getaway.
The trail less travelled: 5 lesser-known hikes for adventure-seekers
Whether you’re taking your first hiking steps or ready to take on a challenge, shun the crowds by stepping out onto one of these under-the-radar trails.
Our 7 best houseboats picks for an Aussie holiday on the water
If you love the idea of waking up with waterfront views without forking out hundreds on hotels, these houseboats could be your perfect next holiday.
12 caravan additions that will make your life a little easier
Little upgrades can make a world of difference to your caravanning experience. Consider these 12 items as essential as packing your swimmers.
Add these iconic Australian events to your bucket list
Want to be one of those people who are just magically in the know about exciting local events? From sports, music, culture, festivals, food and wine, here’s the best place to start for events in Australia. 
Transform your travels: 8 amazing Aussie wildlife volunteer experiences
Love Aussie wildlife and want to do your bit to give back? Adding a few days of volunteering could be the perfect way to do your bit for the environment, explore new parts of the country and get out into nature.
Thrilling Iceland: black sands, gushing waterfalls and glaciers
‍From glaciers to hot springs, Iceland’s dramatic southern coastline will transport you through ancient landscapes carved by ice and fire.
Can you really take a long road trip in an electric vehicle?
Let’s face it, there’s no such thing as a ‘short drive’ in Australia. If you’re tripping, you’re committing. Which begs the question: can you really road trip in an EV?
6 ways to work Qantas’ new frequent flyer points to fly free
Fly further for less with these top strategies to fly free (and further) using the new Qantas frequent flyer hacks.
Close encounters of the wildlife kind in Antarctica
Antarctica is a destination for people with bold bucket lists - it’s cold, wild and icy. The driest continent on the planet is filled with magical wildlife and scenery best experienced from the vantage of a cruise ship, a zodiac or even a kayak.
Vietnam's untold Aussie war stories
More than 60,000 Australians fought in the Vietnam War, including about 19,000 national servicemen whose birthdays were drawn from a lottery barrel between 1965 and 1972. Writer and historian Dr Mark Dapin – who wrote The Nashos' War: Australian National Servicemen and Vietnam (2014) and Australia's Vietnam: Myth vs History (2018) – shares his experience of the South-East Asian country where 523 Australians died in the war.
Secure your smartphone for overseas travel - a Citro guide
Travelling overseas can be a smartphone security nightmare unless you prep and secure your device before you get on the plane. Get these 10 cyber-savvy moves to protect your smartphone by Rosalyn Page
If you love Rome, try Turin, Matera or Bergamo
Italy has got to be on everyone's must-visit list, but don't forget the country's smaller cities, which offer a fantastico Italian experience (without the crowds or big price tags).
If you love London, try York, Nottingham or Norwich
From medieval streets to historic castles, uncover the rich history and hidden gems of these lesser-known English cities for a unique and unforgettable adventure. Writer Bron Maxabella explores York, Nottingham and Norwich as additions or alternatives to your next British holiday.
Best budget overseas trips from Australia
Discover overseas travel destinations that offer the perfect blend of activities, sightseeing, stunning scenery, and delicious food—all without breaking the bank! From the breathtaking landscapes of Vietnam to the vibrant culture of India, these holiday destinations have it all, at prices that won't leave a dent in your savings.
8 mindful ways to make long haul travel accessible and enjoyable
Age need not be a barrier to enjoying travel overseas. Carolyn Tate has uncovered the easy tips and tracks to make long haul flying and travelling that little bit easier.
Cruise curious? Top tips for first-timers
Cruising? You might not be sure it’s for you, but if you are curiously determined to give it a try, then Carolyn Tate explains the failsafe ways to prepare for smooth sailing.
7 Aussie destinations that will make you feel like you’re overseas
Forget hefty long-haul flights, visas and tricky arrangements; domestic travel costs less both physically and mentally. Citro partner Designer Journeys explains exactly where to head to feel like you’ve had a glam overseas trip.
White cliffs of Dover, medieval castles and a town called Sandwich
Step back in time to the medieval British town of Sandwich, which sadly looks nothing like a sandwich but everything like a biscuit tin lid come to life. Learn about the window tax, seismic instability, and the art of marital banter during earthquakes.
8 amazing benefits of holding an Australian passport
Those little blue books we take overseas do more than just let us escape on holidays. Allison Tait discovers why an Australian passport is a solid gold ticket to travel and other amazing benefits.
Love Paris? Try Lyon, Nantes or Montpellier
If you’d rather skip the crowds, expense and queues of Paris, Bron Maxabella has rounded up the next-best cities to visit in France for a dose of Parisian-style delight.
12 dog-friendly holiday homes in Australia
If you love your pooch - and who doesn't? - you’ll know just how hard it can be to find a great holiday home that welcomes your mate as much as it welcomes you. Here are 12 holiday homes that will.
9 awe-inspiring First Nations travel experiences
Unearthing Australia's Indigenous roots is not only awe-inspiring but makes for a great travel experience, too. Carolyn Tate uncovers some of the best.
Travel safely with Freely travel insurance
Freely offers travel insurance with optional add-ons that means you only pay for the cover you need on the days you need it – plus their app has built-in safety alerts and a button that connects you with medical and emergency specialists 24-hours a day.
10 great Australian driving destinations
Australia is full of diverse landscapes, inspiring road trips and quirky stopovers. See if any of these 10 ideas ignite your passion to get out and take a driving holiday.
Caravanning bliss: 6 tips to ensure your campsite becomes a neighbourly haven
The shared spaces of caravan parks and campgrounds are intimate communities. Carolyn Tate explains the little things novices and seasoned adventurers alike can embrace to endear yourself to fellow wanderers and forge friendships on the road.
Festival fun for people who want to rock on
If you love music festivals showcasing hits from the 1950s to the 1980s, then make a date in your calendar and get out your map to plot a course to Australia's best east coast gatherings. You’ve earned the right to let loose and have a blast.
Marvels, monkeys and oddities: unveiling Japan's quirkier side
You’d need a heart of ice not to fall in love with the snow monkeys of Jigokudani Monkey Park in Japan. They are as cute as grandchildren – although their wizened faces look more like grandparents – and as photogenic as, well… monkeys in snow.
A creative Greek island paradise of Hydra
Australian artists like Sidney Nolan and authors Charmian Clift and her husband George Johnston lived cheaply on the Greek Island of Hydra during the 1950s and 1960s, along with singer Leonard Cohen. The prices on the island have gone up since that time, as writer Pony Louder explains after visiting Hydra to research her next book.
Australia's best coastal campsites for tranquil beach escapes
Pristine beaches? Tick! Quiet and calming? Double tick! Carolyn Tate has travelled all over the countryside to find 10 of Australia's best beachside camping spots.
9 great solo holiday destinations
Carolyn Tate comes up with 9 great travel destinations that solo travellers can put on their bucket list.
Kimberley cruising chronicles: waterfalls, wildlife and Aboriginal art
Writer Alana House is a cruise junkie but she didn’t want to visit The Kimberley - until she actually did.
5 great walking holidays for any budget and fitness level (including super hard!)
Whether you prefer to get your feet moving alongside your thoughts or enjoy the company of an enthusiastic and knowledgeable tour guide - there’s a walk for everybody. Here are Citro's 5 must-visit walks perfect for travel enthusiasts.
Ziplines, skiing and snow action in Switzerland (yep, even for over 60s)
Travel with Julia Zaetta and speed, hurtle, fly and glide over Switzerland's glorious alps.
10 of Australia's most unique foodie experiences
​​Australia boasts a rich tapestry of culinary experiences that are bound to impress even the most discerning palates. In this article, we’ll delve into a lesser-known, extraordinary culinary experience from each state that proves Australia is truly a food lover’s paradise. Whether it’s dining amongst ice sculptures or enjoying a degustation in an underground bank vault, these unique dining experiences are ready to make it straight onto your bucket list.

Recipes

Good food to nourish your body and soul
Must-try Shakshuka recipe from Keppos Street Kitchen
Breakfast, lunch or dinner, shakshuka is a vegetarian staple you'll turn to again and again.
Healthy Asian buddha bowl recipe
Packed with grains, protein, vegetables, dressings and healthy sprinkles, buddha bowls are easy to tailor to different diets and tastes. This version by Faye James is gluten-free, high-protein and high in fibre.
Broccoli steaks with tkemali recipe
Broccoli is meaty by nature, particularly when chargrilled like this. If you can find smaller heads with leaves attached, they’ll make an especially dramatic addition to the table –like an edible centrepiece.
Plant-based shepherd's pie recipe
This hearty and comforting shepherd's pie recipe was created by nutritionist Faye James to be loaded with veggies and savoury lentils.
Zingy lo-carb pad thai noodles recipe
Thai takeaway is always tempting, but often comes laden with fat and makes you feel all bloated and heavy afterwards. Try nutritionist Faye James' low carb recipe, which has a light sugar-free sauce and is vegetarian. If you want to add some added protein, throw in some chicken thighs, prawns or even a nice tofu.
Iced VoVo biscuits recipe
Got a penchant for pink coconut and raspberry jam in iconic biscuit form? You'll love these homemade Iced VoVos - all the flavour you love without the added nasties.
Apple, date and honey cake recipe
This glorious fruit-packed cake is pure afternoon tea perfection.
Comforting no-cheese cheesey pasta recipe
Nutritional yeast - rather than vegan cheese - gives this plant-based macaroni cheese dish it's comforting cheesey flavour.
Yummy chickpea tagine recipe
Made with sweet pumpkin , spices and nutritious chickpeas, this Moroccan-inspired recipe has been created by nutritionist Faye James.
Sugar-free chocolate chip cookie recipe
Made with a yoghurt drink known as kefir, these chocolate chip cookies don't contain any refined sugar.
Spicy yellow dahl recipe
Rich in antioxidants, immune-boosting spices, fibre and protein, this lentil dahl is super easy to make and always a weeknight winner that can be batch-made and frozen for future meals when you can't be bothered to cook.
Spiced chickpea and vegetable fritters recipe
Up your healthy eating game with these mouthwatering fritters made with quinoa bread crumbs, chick peas and vegetables. These golden-brown delights include a zingy blend of spices. Recipe developed by nutritionist Faye James.
Speedy prawn pasta recipe
You can cook this pasta sauce in the time it takes to boil the water and cook the pasta, making it good for a quick dinner.
Lo-carb pasta carbonara recipe
Nutritionist Faye James has turned carb-heavy carbonara pasta into a grain-free and dairy-free recipe so you can enjoy all the richness of this dish but without the bloat.
Hearty Thai-style lentil and pumpkin curry recipe
Combining the creaminess of coconut milk, the sweetness of pumpkin, and the heat of red curry paste, this dish is a delightful surprise for your senses.
Hearty and healthy keto waffle recipe
These waffles are made with cauliflower and cheese to create a hot and melt-in-the-mouth breakfast, lunch or dinner. Try serving them with a side of poached eggs, mashed avo and crispy bacon for a protein-rich brunch. Recipe developed by nutritionist Faye James.
Healthy chicken and mushroom quinoa risotto recipe
Next time you have leftover barbecue chicken, whip up this tasty risotto with the leftovers. Quick. Easy. Delicious. Quinoa is a grain that can be used in place of rice or cous cous that's gluten-free and delicious served hot or cold.
Gluten-free lime meringue pie recipe
Zest those limes, whip up clouds of meringue and tantalise your tastebuds with this gluten-free twist on the lemon meringue pie.
Dairy-free pavlova recipe
This twist on the classic pavlova is made completely dairy-free and utterly delicious.
Barbecued spiced chicken patties recipe
The fresh spicy flavours these healthy patties will leave you gasping for more. Nutritionist Faye James has made this recipe gluten-free and they taste sensational with fresh lime and dipping sauce.
Healthy gluten-free meat pie recipe
What's more Australian than a hearty meat pie? Try this recipe developed by Faye James, which is perfect if you follow a gluten or grain-free diet. The pastry is light and crispy while the filling is rich and satisfying.
Healthy chow mein recipe
Stir-fried noodles go up a notch on the nutrition ladder by swapping out traditional noodles for zoodles (zucchini noodles) or low carb konjac noodles, which are readily available in large supermarkets. You can also buy konjac noodles online.
Lemon grass fish pops with green mango salad recipe
If a cake pop and a fish cake got together and spawned, you’d have something resembling this dish. Divide by the lowest common denominator and you have your self a Fish Pop. You could also grill these skewer-free, and scatter slices of the lemon grass on top to serve.
Tony Tan's Vietnamese shaking beef recipe
Add renowned chef Tony Tan's winning prawn dish to your entertaining menu and wait for everyone to ask you for the recipe. It's that good!
Healthy fish and zips recipe
If you love heading out for takeaway, this recipe offers a healthy and tasty version of fish and chips, without the trans fats or heavy kilojoule load.
Turkey mince flatbreads recipe
Made with psyllium husk and coconut flour, these flatbreads have a unique flavour that will have you coming back for more. Top with a high protein turkey mince for a deliciously different dinner or lunch.
Gluten-free spinach and ricotta fritters recipe
Creamy ricotta and tangy goat’s feta make these fritters delicious as a light main meal, appetiser or healthy snack. They are delicious hot out of the pan.
Pumpkin ravioli recipe
‍This recipe uses fresh lasagne sheets instead of making pasta from scratch which can be time consuming and messy. This version is quick and delicious.
Pasta, gnocchi and comfort eating - what's your go-to recipe?
The 2009 Masterchef winner Julie Goodwin has joined Cameron Daddo as a Citro ambassador and she's sharing a gnocchi recipe from her new book.
Smoothie talking: what's your best smoothie recipe?
Share your best smoothie recipe or tip
9 delicious campfire recipes to get on the fire
Will you be camping or caravanning over the holidays? Try these nutritious campfire recipes that Carolyn Tate has tried and tested to fuel your nature-loving getaway.
Low-carb breakfast pizza recipe
Lets, be honest, this low-carb breakfast pizza can be enjoyed any time of day. Follow this recipe exactly or try it with your own favourite toppings.
Tony Tan's butter prawns (Nai yow ha) recipe
If you've never tried Malaysia's signature dish butter prawns, you simply have to. It's so unbelievably moreish you'll be making it again and again and again.
Persian meringue cake recipe
This beautiful gluten-free celebration cake is part Persian love cake, part pavlova. Think of it as a mighty marriage of flavours.
Raspberry white chocolate melting moments recipe
A nostalgic childhood classic, the melting moment is traditionally a custard-flavoured shortbread-style cookie that’s sandwiched with vanilla buttercream (or passionfruit buttercream if you’re feeling fancy). The world is your oysterin terms of flavours here; buttercream is easily flavoured with anything you love.
Healthy pesto gnocchi recipe
Craving pasta but don’t want the carb overload? Try making this gnocchi made from cauliflower, almond meal and psyllium husk.
Black bean and sweet potato burrito recipe
Combine fibre-rich sweet potatoes with protein-packed black beans to make a satisfying burrito that is not only meat-free but works for a lunch or dinner. This recipe has been developed by nutritionist Faye James and can be made in less than 20 minutes.
Plant-based laksa and laksa paste recipe
Great for a lunch or dinner, this plant-based laksa is whipped up with a homemade paste that can be made in advance and stored in the fridge for up to 3 months. Recipe developed by nutritionist Faye James.
Vegan chocolate cake recipe
Looking for a chocolate cake recipe that's so good you won't notice it's plant-based? Try Faye James keto-friendly chocolate cake recipe.
Seven-spice butternut tagine recipe
Few dishes can boast being both moreish – in that you just cannot ever have enough – and Moorish, as in pertaining to north African cuisine. Tagine is one of them.
Healthy (and cheap) vegetable frittata recipe
Packed full of veggies and tangy feta cheese, this simple recipe created by nutritionist Faye James can help use up the vegetables that would otherwise go off in your crisper. It's easy to batch cook and have for lunches or even take on a picnic. , I simply love this recipe when I'm busy and on the road a lot. Batch cook and portion up for meal prep.
Healthy savoury egg muffins recipe
Packed with asparagus and mushrooms these vegetarian and keto egg muffins make a great breakfast, brilliant lunchbox filler or picnic pack up.
Gluten-free no-sugar Anzac biscuits recipe
If you want your traditional Anzac Day treat without the gluten or high gycaemic load of traditional sugar, try this recipe by nutritionist Faye James.
Cali roll bowl recipe
Love California sushi rolls? Try this bowl version made with soy-friendly ingredients to boost your wellbeing with gut-friendly wholefoods.
Vegetable sausage rolls recipe
These delicious rolls are high in fibre and delicious for a lunch or picnics. Makes 16 rolls. Takes 10 minutes to prepare and 25 minutes of cooking time.
High fibre and high flavour Tex Mex tortilla recipe
Elevate your Tex Mex night with these healthy high-fibre tortillas stuffed with the richness of the tangy zest of Mexican spices.
Miso barramundi recipe
This keto-friendly fish recipe is delicious when made with any white fleshy fish, but Australian barramundi tastes best.

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